Are Maseratis Expensive Here Is Everything You Need to Know

Yes, Maseratis are expensive — but the true cost of owning one goes far beyond the sticker price. When you ask are Maseratis expensive, you need to consider maintenance, insurance, and depreciation alongside the luxury features, stunning Italian design, and powerful engine performance that make them worth it for enthusiasts.

Key Takeaways

• Maseratis cost $75,000 to $200,000+. Prices vary by model and features.
• Maintenance costs are high. Annual upkeep often exceeds $3,000.
• Insurance premiums run much higher. Luxury car rates add $1,500+ yearly.
• Depreciation hits hard after year one. Expect a 20% loss quickly.
• Parts are rare and pricey. Repairs can cost double a BMW’s.
• Used models offer better value. Consider 3–5 year old cars to save.

How Much Do Maseratis Cost Upfront

So, are Maseratis expensive? The short answer is yes. Very yes. But the full picture is more interesting than just a price tag. When you first look at a Maserati, you are looking at a car that blends Italian style with real-world performance. The brand sits in the luxury segment, right alongside names like BMW and Mercedes.

Most new Maseratis start around $75,000 and can go well above $150,000 depending on the model and trim level. The Grecale is the entry point for the brand right now. It starts at about $78,000. The Levante SUV crosses into $80,000 territory quickly. The Ghibli sedan sits in a similar range. And if you step up to the MC20 supercar, you are looking at north of $210,000.

But the sticker price is only part of the story. What really matters is what happens after you drive the car off the lot. That is where the real cost picture comes into focus.

Why the Upfront Price Is Just the Beginning

Many buyers fall in love with the design and the sound of the engine. They see the sleek lines and the bold grille. They think about how the car will look in their driveway. What they sometimes forget is that luxury car ownership goes far beyond the purchase. The initial cost opens the door, but the ongoing expenses are what keep the wallet open.

Here are some quick numbers to keep in mind when thinking about Maserati pricing:

• The Grecale base model starts near $78,000.
• The Ghibli starts around $77,000.
• The Levante starts close to $80,000.
• The MC20 starts at roughly $210,000.
• Higher trims with all-wheel drive or sport packages add $10,000 to $30,000.

These are new car prices. If you are shopping the used market, the numbers drop significantly. A used Maserati from three or four years ago can be a much more affordable way into the brand. More on that later.

Maserati Maintenance and Repair Costs

This is where things get real. When people ask are Maseratis expensive, they are usually thinking about what it costs to keep one running. And honestly, the maintenance and repair side of things can be a shock. Maserati is not a mass-market brand. Parts are specialized. Labor costs are higher. And not every mechanic can work on these cars.

Annual Maintenance Costs

According to data from repair cost platforms, the average annual maintenance cost for a Maserati runs between $1,200 and $2,500. That is higher than what you would pay for a Honda or Toyota. But it also compares closely to other luxury car brands like Audi and Jaguar. Here is a quick breakdown:

• Oil changes: Around $200 to $350 per service.
• Brake pads and rotors: $800 to $1,500 for a full set.
• Tire replacements: $1,200 to $2,000 depending on the model.
• Scheduled services: $500 to $1,000 per visit.
• Major services at 30k/60k miles: $1,500 to $3,000.

These costs add up fast. But there are ways to manage them. One of the best tips is to stay on top of the Maserati service schedule. Skipping services might save money short-term but can lead to bigger problems later.

Common Repairs and Their Costs

Like any car, Maseratis need repairs over time. Some issues show up more often than others. Here are a few common ones:

• Suspension components: The air suspension on models like the Levante can fail. Replacement costs run $1,500 to $3,000 per corner.
• Electrical gremlins: Infotainment glitches and sensor failures are not uncommon. Repairs can range from $300 to $1,200.
• Exhaust system: The dual exhaust on Maseratis uses high-performance materials that wear out. Expect $800 to $2,000.
• Engine issues: The twin-turbo engines are generally reliable but turbo replacements can cost $3,000 to $6,000 each.

The key takeaway here is that Maserati repair costs are real and they are not small. But they are also not wildly out of line with what you would pay for a Porsche or a Jaguar. The brand sits in a specific spot on the luxury car cost spectrum.

Insurance and Ownership Expenses

Insurance is another area where are Maseratis expensive shows up clearly. Luxury and sports cars cost more to insure. The reasons are simple. They are expensive to replace. They cost more to repair. And statistically, they may attract higher-risk drivers.

How Much Does Maserati Insurance Cost?

Annual insurance premiums for a Maserati typically range from $2,000 to $4,500. Several factors play into this number:

• Model and trim: A Ghibli will cost less to insure than an MC20.
• Driver age and history: Younger drivers pay significantly more.
• Location: Urban areas with high theft rates drive up premiums.
• Coverage level: Full coverage with low deductibles costs more.
• Driving record: Clean records earn lower rates.

One thing that surprises many buyers is the cost of Maserati parts. OEM parts from the manufacturer carry a premium. A simple bumper cover might cost $1,200 to $2,000. A headlight assembly could run $800 to $1,500. These are not cheap components, and they are not always easy to source quickly.

Other Ownership Costs to Consider

Beyond insurance and repairs, there are other expenses that come with owning a premium automobile:

• Fuel: Maseratis are not fuel-efficient. Expect 16 to 22 mpg combined on most models.
• Depreciation: More on this below, but it is a big deal.
• Tires: Performance tires wear out faster and cost more.
• Parking and storage: These cars need protection from the elements.
• Registration fees: Some states charge more for luxury vehicles.

All of these costs add up. They are part of the reason why the total cost of ownership for a Maserati is much higher than the purchase price alone.

Maserati Depreciation and Resale Value

This is the section that many people skip. But it is one of the most important parts of the answer to are Maseratis expensive. Depreciation is the silent cost of car ownership. And for Maseratis, it is significant.

New Maseratis lose about 40% to 50% of their value in the first three years. That is a steep drop. For comparison, a Lexus or a Porsche tends to hold value better. A well-maintained Porsche can retain 60% or more of its value over the same period.

Why Maseratis Depreciate Faster

There are several reasons for this steep drop in value:

• Low production volume: Maserati builds fewer cars. This means the used market is smaller and less liquid.
• Brand perception: Maserati is not as universally recognized as BMW or Mercedes. That affects demand.
• Reliability concerns: Even if individual models are fine, the brand reputation affects resale.
• Rapid model changes: Maserati updates its lineup frequently, which makes older models feel dated faster.

On the flip side, this depreciation works in your favor if you buy used. A three-year-old Maserati Ghibli that originally cost $80,000 might be available for $40,000 to $50,000. That is a huge savings. And if you plan to keep the car for a long time, the depreciation hit has already happened.

Maserati Value Retention Compared to Competitors

Here is a simple comparison of how different luxury brands hold their value over five years:

Brand and Model	Original Price	5-Year Value	Retained Value
Maserati Ghibli	$77,000	$30,000 – $38,000	39% – 49%
BMW 5 Series	$62,000	$32,000 – $36,000	52% – 58%
Mercedes E-Class	$60,000	$30,000 – $34,000	50% – 57%
Audi A6	$58,000	$28,000 – $32,000	48% – 55%
Porsche Panamera	$105,000	$55,000 – $65,000	52% – 62%
Lexus GS	$68,000	$38,000 – $42,000	56% – 62%

As you can see, Maseratis do not hold value as well as some competitors. But they also cost less upfront than a Porsche or a Lexus in many cases. The math depends on how long you plan to own the car.

Comparing Maserati Costs to Other Luxury Brands

If you are trying to decide whether a Maserati fits your budget, it helps to compare it directly with other brands. Are Maseratis expensive compared to the alternatives? The answer depends on what you are comparing them to.

Maserati vs. BMW

BMW is the most common comparison point. The Maserati Ghibli and the BMW 5 Series compete in the same segment. The BMW starts lower and holds value better. But the Maserati offers a more emotional driving experience. The BMW is more practical and has lower luxury car maintenance costs.

Maserati vs. Mercedes-Benz

Mercedes-Benz is another strong competitor. The E-Class and the Ghibli overlap in price. Mercedes has a broader dealer network, which means more service options. Maserati has fewer dealers, which can make finding service harder in some areas.

Maserati vs. Alfa Romeo

Alfa Romeo is Maserati’s sister brand under Stellantis. The Stelvio SUV competes with the Maserati Grecale. Alfa Romeos are generally cheaper but also less refined. The build quality and interior feel are a step below Maserati.

Maserati vs. Porsche

Porsche is the premium benchmark. Porsches cost more upfront but hold value much better. The total cost of ownership over five years can actually be lower for a Porsche than a Maserati. If resale value matters to you, this is a key point to consider.

Is Owning a Maserati Worth It

This is the question that really matters. After looking at all the costs, is owning a Maserati still worth it? The honest answer is: it depends on what you value.

If you want a car that turns heads, sounds amazing, and delivers a thrilling drive, a Maserati delivers on all fronts. The Italian design is stunning. The engines are powerful and responsive. The interior feels upscale and unique. No other car in this price range quite looks or feels the same.

But if you care about low running costs, predictable maintenance, and strong resale value, a Maserati might not be the best fit. The high-end vehicle upkeep costs are real. The Maserati reliability record is mixed. And the depreciation is steep.

Here is what real owners often say about the experience:

• “I love the way it looks and sounds. The costs are high, but I knew that going in.”
• “Maintenance is more expensive than my old BMW, but the experience is worth it for me.”
• “I bought used to save money. It has been mostly reliable, but the repair bills do add up.”
• “I would not recommend it as a daily driver if you are watching every dollar.”

The bottom line is that Maseratis expensive is not just about the sticker price. It is about the full picture of what it means to own one. The upfront cost is high. The ongoing costs are higher than average. But the emotional reward and the driving experience are hard to put a number on.

Who Should Buy a Maserati

A Maserati makes sense for certain types of buyers. If you fit any of these profiles, it could be a great fit:

• You have a higher income and can comfortably absorb the costs.
• You plan to keep the car for a long time, reducing the impact of depreciation.
• You buy used and are comfortable with a higher maintenance budget.
• You value style, sound, and driving feel above all else.
• You have access to a trusted Maserati specialist or dealer nearby.

Who Should Think Twice

On the other hand, a Maserati might not be the right choice if:

• You need a reliable daily driver with minimal downtime.
• You plan to sell within three to five years.
• You are on a tight budget and every repair hurts.
• You need strong resale value as part of your financial planning.
• You want a car with the lowest possible total cost of ownership.

Final Thoughts

So, are Maseratis expensive? Yes, they are expensive to buy and expensive to own. The upfront costs are high. The maintenance and repair bills run above average. Insurance premiums are steep. And the depreciation curve is aggressive.

But there is more to the story. Maseratis offer something that few other cars can match. They deliver style, sound, and driving emotion in a way that feels genuinely special. For the right buyer, the costs are a fair trade for the experience.

If you are seriously considering a Maserati, do your homework. Get insurance quotes before you buy. Find a trusted service center. Set aside money for unexpected repairs. And think carefully about whether buying new or used makes more sense for your situation.

The road ahead with a Maserati is exciting. Just make sure you are ready for the full journey, not just the beautiful beginning.

Frequently Asked Questions

Are Maseratis Expensive to Buy?

Yes, Maseratis are considered expensive when compared to mainstream vehicles. New models typically start around $75,000 and can go well over $100,000 depending on the trim and features. Even used Maseratis carry a premium price tag due to their luxury branding and performance capabilities.

What Is the Average Price Range for a Maserati?

The price range for a Maserati varies by model and year. Entry-level models like the Grecale start near $76,000, while high-performance variants like the MC20 can exceed $200,000. Used Maseratis offer a more affordable entry point, with older models available between $30,000 and $60,000.

Are Maseratis Expensive to Maintain?

Maseratis are among the more costly luxury brands to maintain over time. Routine service, oil changes, and brake replacements tend to cost significantly more than for standard vehicles. Parts are also pricier and less widely available, which can drive up repair bills after the warranty period ends.

Do Maseratis Hold Their Value Over Time?

Unfortunately, Maseratis tend to depreciate faster than many other luxury brands. The steep initial purchase price combined with high maintenance costs contributes to a sharper drop in resale value. However, limited-edition or rare models may hold value better than standard trims.

Are Maseratis Expensive to Insure?

Yes, insuring a Maserati typically costs more than insuring a regular car. Insurance companies factor in the high repair costs, luxury parts, and theft risk associated with these vehicles. Premium insurance rates are a common ongoing expense that owners should budget for.

How Do Maserati Ownership Costs Compare to Other Luxury Brands?

Maseratis generally cost more to own than brands like BMW or Audi in terms of maintenance and repairs. However, they are often less expensive than ultra-luxury brands like Rolls-Royce or Bentley. The total cost of ownership depends heavily on the specific model, age, and how well the vehicle is maintained.